借呗逾期费用计算方法

答案借呗逾期费用一般包括逾期利息和的滞纳金，逾期利息是按照日利率万分之五来计算的，费率会根据借呗的政策有所变动，滞纳金则是根据逾期天数来计算，每逾期一天会收取一定的费用，金额也要看平台的规定。

详细解答

借呗是个好东西，方便快捷，但是逾期还款就会变成麻烦事儿了，一旦你逾期了，借呗就会开始收取你的逾期费用，这个费用怎么算呢？

逾期利息是肯定有的， platforms like借呗 usually charge interest at a daily rate of 0.05% of the outstanding amount. So if you've borrowed 10,000 yuan and haven't paid it back on time, you might be looking at 5 yuan in interest per day. Multiply that by the number of days you're late, and you'll get the total interest you owe.

Then there might be a late fee, which is usually a fixed amount per day. Let's say it's 20 yuan per day. Again, multiply that by the number of days you're late, and that's how much you'll end up paying in late fees.

So, to sum it up, the formula for calculating the total逾期 fees for借呗 is:

(Outstanding amount x Daily interest rate) + (Late fee per day x Number of days late) = Total逾期 fees

提醒大家，借呗逾期会产生额外的费用，所以最好按时还款，避免不必要的经济损失，真的不小心逾期了，要及时跟借呗客服联系，看看有没有什么解决方案。

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