欠款人无能力偿还怎么解决

答案欠款人无能力偿还债务，首先要主动与贷款平台协商，说明自己的实际情况，争取宽限期限或分期还款，可以寻求法律帮助，了解债务重组、债务减免等性，无法协商解决，面临法律诉讼，甚至影响个人征信记录。

下面详细解答一下

欠款人要主动面对问题，及时与贷款平台协商。 explain your situation, and try to negotiate an extension or installments. This shows that you are serious about resolving the issue, and it may help avoid more severe consequences.

了解自己的权利和义务，寻求法律帮助。 consult a lawyer to understand your options, such as debt restructuring or debt forgiveness. They can provide guidance and help you navigate the legal process.

无法协商解决，会面临法律诉讼。 this can lead to wage garnishment, asset seizure, or even bankruptcy. It's important to take action early to minimize the impact on your financial situation and credit record.

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