贷款逾期会不会被起诉

答案是会!

逾期还不上贷款,银行网贷平台会先给你打电话发短信提醒,让你尽快还款,提醒后你还不上,他们会把你的债务外包给催收公司,直接起诉你。

为什么会起诉你呢?因为贷款逾期会影响到银行的资金流动,也会增加银行的坏账风险,银行网贷平台为了维护自己的权益,就有通过法律手段来追讨逾期贷款。

逾期多久欠款金额达到多少才会被起诉呢?这个没有固定的标准,每个银行网贷平台都有自己的规定,逾期时间越长,欠款金额越大,被起诉的性就越高。

你担心被起诉,最好的办法就是按时还款,避免逾期,你真的遇到了困难,可以尝试和银行网贷平台协商,看是否可以延长还款期限分期还款。

希望大家都能按时还款,不要逾期,你对贷款逾期被起诉还有其他问题想法,欢迎在下面留言讨论,再次访问我们的网站,获取更多金融和法律知识。

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